🎉 Announcing our $60 million Series A, led by mail! Learn more

Startup.
Incubate.
Scale.

Keep your business account needs safely organized under one roof. Manage money quickly, easily & efficiently.

The fastest-growing companies use Momento.

Loved by top industry leaders. See what customer are saying.

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For a freelancer, traditional banks are really archaic. I know exactly how much I pay for every service I need.

Momento for Services

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Excellent service! We were able to deposit the share capital online, and the customer service was really helpful.

Momento for SaaS

What we bring to the table

We will do our utmost to help you build a successful business and help you grow as a founder as an active member of our incubator.

SUPPORT NETWORK WHEN YOU NEED IT MOST

Community.

Send and receive transfers inside the SEPA zone and beyond via SWIFT.

GET IN FRONT OF YOUR CUSTOMERS

Marketing.

The all-in-one account you can open in 10 minutes.
Unlimited transaction history Invoicing.

YOUR FIRST FUNDING, LETS GO!

Capital.

The all-in-one account you can open in 10 minutes.
Unlimited transaction history Invoicing.

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WE HELP YOU WITH THE BORING STUFF

Back office.

Open multiple accounts to separate budgets or isolate expenses.

KEEP FUNDRAISING

Fundraising.

Send and receive transfers inside the SEPA zone and beyond via SWIFT.

GET IT RIGHT FROM DAY 1

Legal.

The all-in-one account you can open in 10 minutes.
Unlimited transaction history Invoicing.

Customized cards available with every plan.

Pay securely online and in-store with physical and virtual cards. Transparent pricing – no hidden fees. Monthly payment limits up to $60,000.

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The essentials

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Card type

Personalize settings of your One card (included).

Physical
Physical & Virtual
Accounts

Create several accounts with individual IBANs.

2
5
Card payment limits

Per calendar month

$50,000
$200,000
Cash withdrawal limits

Per calendar month

$2,500
$5,000
Card Insurance

Per account

Fraudulent payments
Premium coverage

Frequently Asked Questions about Momento

Is Momento a Bank?

Momento is not a bank but rather a payment institution supervised by the Banque de France (under the number CIB 16958). We enable companies (existing ones or those in the process of being registered) to benefit from a payment account and all the means of payment necessary for the smooth running of their business (physical and virtual cards, direct debits, international transfers, cheque deposits).

The funds are partly “segregated” in the books of Credit Mutuel Arkea. The other part is invested in qualified money market funds, the units of which are held in the books of Societe Generale in accordance with our legal and regulatory.

Who can I open a Momento account?

We enable companies (existing ones or those in the process of being registered) to benefit from a payment account and all the means of payment necessary for the smooth running of their business (physical and virtual cards, direct debits, international transfers, cheque deposits).

How do international payments work?

The funds are partly “segregated” in the books of Credit Mutuel Arkea. The other part is invested in qualified money market funds, the units of which are held in the books of Societe Generale in accordance with our legal and regulatory.

Sign up in minutes. Join the movement.

Momento goal is to protect what’s most precious to entrepreneurs: their time, energy and focus. We are creating the future of business banking and finance, and we’d love you to join us.

Customer service

7/7 support by chat, phone or email

4.9
5/5

Revies from TrustPilot.

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